There is no form here

Why not

This prototype has no server, no identity verification and no data-handling agreement. A form would either discard what you typed or store it somewhere it should not be.

What a merchant conversation would cover

• Your current application, approval and collection flow, end to end.
• Who owns a pilot internally, and what would make it worth their time.
• How you map a customer to a verified recipient today.
• What happens now when an invoice is corrected, cancelled or disputed.
• Where reconciliation effort actually goes.

What a provider conversation would cover

• What exactly demonstrates receipt by the merchant, including cut-offs and bank holidays.
• How authorisation, execution and settlement are defined in your records.
• The authenticated event mechanism, and how redelivery is handled.

No merchant, provider, lender, adviser or customer has been contacted.